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strathspey@strathspey.org:72086

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Ian Brown

Ian Brown

Dancing clubs and insurance in the UK

Oct. 1, 2021, 3:39 p.m. (Message 72086)

The strathspey.org mailing system reaches people with expertise in many 
areas.  I hope that I might reach someone who can help put into context 
a potentially very serious problem to do with insurance and especially 
trustee liability.

I have been advised that the insurance for a dance club, and not only a 
dance club but other organisations too, ought to include trustee 
liability. This follows a change in law some few years ago.  Such cover 
is not generally offered but has been available if it was sought out.  
Recently covid has led to it being much more difficult to find if not 
impossible.  Insurance brokers have been quoted as saying “this is a 
very small risk” and “no company is prepared to underwrite it”.  Two 
statements I would have thought incompatible.

Just what insurance cover is prudent, can anyone advise, and what cover 
do clubs in the UK carry?

-- 
Ian Brown
01423 567576


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